Possibility of Using CPF MediSave for Migrant Domestic Workers' Medical or Hospitalisation Expenses

42 Mr Zhulkarnain Abdul Rahim asked the Minister for Manpower (a) in cases where employers of foreign domestic helpers are unable to afford the medical or hospitalisation expenses of their employees, whether the employer may use part of his savings in his CPF MediSave account to pay for such expenses; and (b) what are the measures to help raise awareness among potential employers on the importance of comprehensive medical and hospital insurance coverage for their domestic helpers.

Dr Tan See Leng: MediSave is intended to help Singapore Citizens and Singapore Permanent Residents meet their healthcare needs especially in old age. It cannot be used to pay for bills incurred by their Migrant Domestic Workers (MDWs).

Employers of MDWs are required to purchase medical insurance with an annual claim limit of at least $60,000. This is sufficient to cover about 99% of all hospital bills for MDWs. Employers can also purchase more comprehensive medical insurance to cover larger hospital bills.

The Ministry of Manpower informs prospective employers of the requirement at the point of work permit application and during the mandatory Employer’s Orientation Programme. We also remind current employers through various channels, such as the media, our website, employment agencies and electronic direct mailers.