Allow Usage for MediSave for Certain Treatments at Selected Traditional Chinese Medicine
Ministry of HealthSpeakers
Summary
This question concerns Miss Rachel Ong’s inquiry on allowing seniors to use MediSave for treatments at selected Traditional Chinese Medicine (TCM) clinics and the policy considerations involved. Minister for Health Gan Kim Yong stated that MediSave must be prioritized for hospitalization and chronic treatments to prevent the premature depletion of funds. He noted that the Ministry of Health supports TCM’s complementary role through funding for professional development, research, and clinic upgrades for elderly-friendly environments. Additionally, charitable TCM establishments with Institution of Public Character status receive tax benefits to ensure affordable community care, while financing schemes are reviewed regularly. The Minister for Health concluded that no Singaporean will be denied necessary healthcare due to an inability to pay, ensuring continued affordability for all seniors.
Transcript
18 Miss Rachel Ong asked the Minister for Health whether the Ministry will consider allowing seniors to use MediSave for certain treatments at selected Traditional Chinese Medicine (TCM) clinics approved by the Ministry and, if not, what are the considerations for not allowing MediSave to be so used.
Mr Gan Kim Yong: MediSave helps Singaporeans set aside part of their income over their working years to save up for their basic healthcare needs in old age, including larger medical expenses such as hospitalisation episodes and recurring outpatient treatments, as well as premiums for national health insurance schemes. While we have extended coverage to a wider range of mainstream evidence-based treatments in recent years, especially to better support seniors with chronic conditions, any further extension must be carefully balanced against the need to ensure that Singaporeans' MediSave balances are not depleted prematurely.
In light of the above, we have adopted other measures to enhance access to Traditional Chinese Medicine (TCM), which plays a complementary role in our healthcare system. MOH provides support for enhancing TCM capability and professional development like funding and support for TCM continuing education and research. Funding is also available to TCM clinics to encourage digitalisation and upgrade clinic facilities for a safer and elderly-friendly clinic environment. Moreover, charitable TCM establishments with Institution of Public Character (IPC) status benefit from tax exemption and are eligible to receive tax deductible donations, which enable them to provide affordable TCM services in the community.
We will continue to review our financing schemes in tandem with these measures to ensure that seniors are able to afford the care they need. No Singaporean will be denied access to necessary and appropriate healthcare because of an inability to pay.